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I was just in the Coach store today and they recommended their Signature Cleaner which is specifically for the signature bags, not leather or suede

Coach never made bags in Korea and never used serial numbers with only 5 or 6 digits like this:

FAX:86-592-5286166I would never dream of buying a real one

and search for Dooney And BourkeI did a little researching and according to Dooney's website there is no store in or around Oregon

They are "pretty bags" at times, but there are a lot of other colorful bags out their

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Load your own best photographies and before end of the month you will be able to win more than $1000!

like a fake coach was 110

But I usually find what I'm expecting to see

depending on how good the quality of it is

Purse- Video i-Pod, Cell Phone, A little bit of money like $10, Lip Gloss, Tampon, Gum, Pen, Notes, etc

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if they do say it to u then just say that is ok

I figure if I need anything else, I can always buy it at my destination

What am I going to do without a wallet and keys to my car

I put this pouch in my pocket, and off I go shopping for whatever

/ last week, they are nice and come with formal invoice, but I’m not sure if they are real because I got it at USD115 each

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They often have rugs, paintings or wall coverings of some sort

Follow-up question: Are the knock offs that obvious to anyone familiar with the real deal ?the fake handbags are appropriate for young girls, but the authentic ones were made for middle aged women

in the alleys they have any and everything you may want

i also go to a community college and lately ive been seeing a ton of girls with a Chanel Cambone tote purse

it looks real, but the tags are weird

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The size is much bigger than I thought it would be

Will the people you hang out with be able to tell? If you don't tell them, they probably will never know

and you could hear the ole lady moaning to the shop keeper about not having enough money to care for her devoted husband whowas a war hero

They are a easy and smaller alternative to a purse

oh make sure the word Chanel is spelt rightif it has a tiny white tag inside that says made in China

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but im sure you can find one at target or limited too i saw them there a couple years agoI found something similar its not in the exact colors but at the store they could have more

But too expensive for what you get

prices are usually the same too but you obviously have to pay for the shipping

like I said before ebay had it a week ago

they have a cleaning one and lotion type on that keeps the leather moisturizeddoes anyone know a good website that has cheap radley handbags?

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with all sorts of name brand bags

im sure you would be able to take it to an authorized dealer to see if it is real or not

You're better off saving up for a chanel or a good burberry

thanks!Going to a bar tonight and want to look perfect (10 year h

I have a Coach bag, and I kind of regret getting it

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Lawsuit against a CA for non-PP.

The dumb schumck attorney called at 4:30 the day before the hearing was set to let me know there was a problem could I come to court the next day with the money. I told him that it was taken care of and they needed to call the trustee and there was no reason to go to court the next day.

Since I'm joint and authorized on a lot of my DH stuff, SC just sent me a catalog with a card for $700 limit! Don't know if I'll use it yet since JCPenney, Dillard's, and Goldsmith's/Macy's sells that kinda stuff too...and for better prices w/coupons, etc.

I'll look a lil more while the soaps are on.

ie, your account closes on the 1st, you receive the statement on the 5th and the payment is due 20 days later on the 25th. If your payment arrives on the 2nd you are 31 days late, not 1 day.

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My loan is through Countrywide for a 30 year fixed loan @ 5.75% on the 1st and a heloc @ prime 2.5% due to the high LTV. My scores at the time were in the 700's. Due to all the extra debt, scores are now in the mid 600's:(

When I first started credit repair, I learned that it was best from a scoring standpoint to only have 2-3 major bank cards. Later I was convinced that maybe 4-5 wasn't so bad. Nobody really knows -

Please know that you are not alone. Eckhart Tolle says that we can benefit from separating our life from our life situation.Sometimes a hard idea to swallow when we are in the throws of a tremendous upset. But this is a man who was on the verge of suicide when the notion, the experience, came to him that his life was a whole other thing, separate and apart from the circumstances of his life. Almost all, ultimately temporary situations, one way or another.

Thanks so much. I sincerely appreciate all your help. I've got it a lot clearer in my head now.

Immediately, and ever since then we have gotten all manner of pre-approved offers for her name, but with our current address.

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OC sold account to them, anyone have any info on them?

I'm on hold right now -- lady on the fone seems to be nice.

We have received your request to modify the account status information for the JCPenney credit card account.

Believe me, they will be happy to get whatever you send them, as it is much more than they would get from any CA.

She has had two car loans including this one. Toyota was about 4 years and never late. Traded in to Xterra. The reason her scores are much better is I was a jackass before we got married :x

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But the chain is about 4 inches longer than the strap

Alll these dumb kids with fake purses

Those stores are permitted to buy out last seasons stock from department stores, so they go for a lot cheaper

this would match the cherry stems

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I'd say you got the next steps correct. Just make sure the OC has been told that the status of the account is wrong before you re-dispute. Makes it a whole lot easier to prove willful noncompliance.

Since I'm joint and authorized on a lot of my DH stuff, SC just sent me a catalog with a card for $700 limit! Don't know if I'll use it yet since JCPenney, Dillard's, and Goldsmith's/Macy's sells that kinda stuff too...and for better prices w/coupons, etc.

Now to close that crappy Target Visa. I would close crap1 too, but they are my oldest card.

Unfortunatley, no matter how much you explain that "this might not work" when the program failed he felt the lowest of lows.......the same kind of lows that us brokers feel after we have worked hard and thought we had a place for a loan only to find out that one piece did not fit into the lenders puzzle. Long story short, I am on the 5th and final program for this gentleman and his nerves are about as shot as my staff's on this loan. He has been given a glimpse to my "mortgage mortality" and has been able to see my failures. We are a day or so from closing on what is actually a pretty decent deal but at this point a 1% loan couldn't give this man back the sleepless nights of worrying.

Good policy, but, if an account is sold to a CA most of the time you have little choice but to deal with the CA.

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My sister just went to the bank and found out that Discover had a default judgement against her and has frozen her bank account. She is in NY and has never received a summons about this. She just went and deposited some money, and now knows that she can't get it back out.

Keep on keepin' on!!!!!! You're certainly not alone.

What kind of loan is the riskiest for the lender and which lender is the strictest with regard to credit history?

Does anyone have any other ideas?

I have 2 accounts that I'm trying to bring up to current status. Will doing that help at all? No way I'll be able to pay them off totally, but atleast they won't show up as lates.

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I have step children as well, although they live here full time. That helps a lot, as there isn't as much time for the other parent to poison the relationship.

After I read this, I called the same rep back and told him Granger could KMA and that I would never consider doing business with them again..

Good luck, sette!!!!!!!!!!!!

Just wanted to share my good news so far! Hopefully I'll have nothing but luck on the disputes that I put in.

Thank you for your attention to this matter. I look forward to your prompt response.

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looks like these so-called online approvals are still subject to manual review.

hey stated in their letter that they can't find me in the records BUT asked for my Social Security Number, hummmm what to do... :twisted:

if CA is involved try by sending them a validation request, mail it CRRR and soon as your green card comes back

I don't deal in may seems, I set aside my experiences and perceptions that are turning words into more than what they are, or hope I do, instead of using them to decide something that may not be there at all.

09/03 & 10/03--Charged off 01/02

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I have an HP printer so I've been looking at the newest HP. I think it's the 960? Anyway, it boasts 5 megapixels and seems easy to use. But, I've seen some bad reviews on quality. I've also looked at some Nikons as well.

I disputed 5 inquiries that were all pulled in a single day, and I called in the dispute 2 days ago and the inquiries are still not deleted.

Does the 30-day term start when the account was due with the original company or when it was sent to collections? Here is what happened:

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Got my EX FICO and with all accounts paid as agreed its only 648. But I will be paying last of my balances down to about 5% so I should get a pretty decent jump.

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=]black and white because its cool =]i'd rather keep the money in the bank where it can gain interest than wasting it on stupid crap

That's what I usually carry

and enter the reg number on the inside of the purse

Make sure everything is real leather, if it's not, you can bet it's a fake

(just in case you smudge!)

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Please answer me and elp me

TOMMY HILFIGER "Mulberry" Small Bucket Bag (page 1)

They have really cute purses!

And until todate, I am still waiting for their reply

So I either have a "Fake" or a real "One in a Miollion"

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so I don't like how it looks in my makeup bag and on my bedroom table

i roll it out and pick out my shoes and purse then roll it back under my bed

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The black one is more of a Fall/Winter Bag

it probly is fake or stolen, whatever

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That is part of what I personally find repulsive about it, radi8 was absolutely right, cash cow by design.

Every institution has their good and bad moments. These boards are a chance to share ALL experiences and allow us to decide and weigh out the potential risks and rewards.

Should not have to Fax anything . Also if you have the Fax confirmation you have them on a FDCPA violation and grounds for a lawsuit . I'm not sure how well that fax confimation letter would hold up in court. :?: :?:

I heard babies are cute when they are asleep, so you can go look at him and let that calm you down.......... His Nana is there for him

What decides prime and sub-prime?

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I've been searching for information on First-time buyer programs , high income, cash on hand, and low DTI ratio.

the CRA, it does so with the primary cardholders address. That address will then stick to that cr as the current addy or a past addy.

If my scores are good enough for Blue Cash, are they likely to be good enough for Blue for Biz?

can you get a copy of your report from Dolan?I think you can...$25 if I'm not mistakenOops, I was thinking of getting a copy of your records...not a report. I think it's $25 to get copies of your records cause they have to fish out the papers out of filing.

But frankly, If you can get in with Citi or BofA, do it -and skip Household.

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No, you don't edit because you don't allow people to respond. You ban them so they can't. Pathetic.

You said both important and even more offensive.

I would love to dispute and delete most of my inquiries but I'm not getting any results. Also, I've noticed multiple addresses reporting on my Experian report. They are all variations of addresses I've stayed but it does not look good having 14 addresses when I only lived at four.

Can I join the club? I sent PReq letter and they replied by saying I needed to send proof of address. I ignored and now I see Eqx has put the three tls into dispute. If they remove 2 of the three I could be really happy. If they remove none, it adds to my case. As the saying goes it is all good!

WHAT GIVES?? Is this even worth it??

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If that lether tag in the inside that says "made in France" isnt sewed down on all 4 sides

I'm a simple gal, I have my wallet, keys, phone, MAC lipstick and gloss

-CindyNeed to know for a gift and maybe for our photo studio www

Does anyone else agree that this purse is a fake, or was i wrong in assuming so?

I've looked all over the internet to see how much it was, but I can't find it anywhere!!!

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I was approved for a sub-prime loan whick a mortgage company in Marietta, GA call One Call Mortgage. Your middle score have to be at least 560 to get approved. I end up going with a loan from Sun Trust Mortgage b/c it was a better dea and the sub-prime loan had a high interest rate.

At a bank that I once managed, they did that. They would pull a soft, and somehow we didnt have to ask because the somewhere in all that New Account paperwork was a provision that stated we could pull credit whenever however

You must patch as soon as possible

I have also heard that you can make regular payments but they dont need to be monthly per se. For example, if you can afford it, instead of $100/month for 12 months, you could pay them $100 every two weeks, and be done in 6 months. At least I have

Yes, about the land line #. Would not matter whose name is in. However some banks will accept cell phone bills provided they are billed to the address on the credit application.

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The staps are good quality and dont look like a plastic childrens dress up bag

ukyes I travelled easyjet to Portugal last week and took one

Or plain ask her what she expected you to do with it???Buy one online

How could I display them without putting stress on the straps

COACH!!!!! they r the best, and they are more modest than something like louis vuitton

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Some people will try to pass them off as the real thing

What school is only $1,000 tuition?Well, you probably should have talked to her about it, but since she hasn't missed it yet, it may not have been all that important any way

do?searchCID=25789&pid=464918&scid=464918012&vid=1Aside from leather (exotic or otherwise), even Prada nylon bags are expensive but is it because of the 5-letter word P-R-A-D-A (paying for the brand) or do we actually pay for superior quality (bags that last for many years)?For the same price of a Prada nylon backpack, I could buy about 4 Longchamp Le Pliage backpacks

S The purse is 100% Polyester

As I reached for my wallet, I realized it was laying on my desk at home! The worst part was, they had just locked the doors

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Ok I didn't want to rejoin but I was told if you use a different card you can redo it for a buck so I signed up again well I go to log on and it says invaild customer info it also said contact administrator. any Idea's

No suggestions really...just advising against firing off multiple rounds with the same CRA within 30 days of each other.

It may hamper your ability to be instantly approved, and require extra identification.

Hopefully you will have the same luck!!!

Now today it was updates as paid in full, where they faxed me a letter of deletion... even tho it says that Credit Protection Association will be removed completely.

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There are TONS on ebay but I got mine at the outlet

well Los Angeles to be more specific actuallybut I don't want to buy it online cos I want to see the bag like in real lifeBuy it online! just google search it, it is probaby cheaper then the stores, that how i bought two of mine

Where you bought it from is the best indication

for Damier design, it's kinda hard to detect

but how can YOU, the Buyer, be SURE???

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I financed my truck 2 years ago through Americredit for 18.99% and was able to go through my credit union last summer for a re-finance at around 6%. Look at your credit unions as a good option...they aren't in it to make money off of you.

I hope it works out for you.. don't 2nd guess what they'll do.

Just like Crackerjack said.

< shake shake> Gargoyle! Wake up! :)

and you just answer.....

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Woe, I appreciate or input!!!

I'm not saying there's anything wrong with what you're doing, I'm always impressed by those with strong faith.

What is the best course of action to get the OC to send the bill? Or if they don't, do we not have to pay the bill? Is there a law regarding this?

Be careful, however, some people here are not the forgiving kind when a newbie makes a mistake or two.

Where should you go for refinancing? Be sure to check out the deals available from local small banks and credit unions. This search engine from Bankrate.com will help you search for loan rates in your area.

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ok so i have some coach things and i would never buy a fake (i think i have fakeaphobia) but the companies that make fake coaches can't make like the exact same signature c's or like the same exact bags can they? they would get sued right? because it can look like the same but it would have to be slightly different right ?They can, but they cant claim its an authentic

Louis Vuitton works with various French and International professional associations to make consumers aware of the risks inherent to the purchase of counterfeits

None, I only carry the diaper bag

Make sure battery removed and charged seperately

the second one its much classierI like the second just without the strap, if you want the strap then i would say go with the first!

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the new Isabella Fiore "metal of honor Ingrid messenger" bag? It's on the Adasa website - I certainly don't need another bag but this one is calling me - talk me out of it or into it (as the case may be) Thx

That's just my opinion, but if you are still set on a Louis, then go with the Black and White as they look a little more classy and less fake

You should take it to a dry cleaner and have it steamed cleaned

how do I tell if it's the real thing?I will not spend more than 400 dollars

There are probably guys like this all over the city, but I specifically remember them on Champs Elysees

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Account Number Not on record

Note: On the approval screen, it displayed:

I want to try Freecreditprofile, or true link or whatever is it called

Please be advised that futrue inquiries, which reflect the same cnocerns and contain no new info, will be filed with your account records and will not receive a response. "

Just wanted to upte this one to get some more advice. I sent this letter to The Cadle Company when they did not respond to my letter in February:

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without equifax ever notifying her.Since then she can not locate the

Here is the site - but my JCB STD CARD looks different than the one on the site.

I dont think they can legally. The debt is expired. I will surely sue then!

And rather than deleting the entire tl...HEE HEEE...

I'm glad I asked for help in identifying the pill before saying anything to him.

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make an excuse that the straps are dirty or you spilled something on it, let them see it and of they'll repair it for you

Well, if you really like it :)

her purse, during school? In the hallways, in the classroom, she's never carried around a backback or her school supplies

if u bought it off E-bay, then odds are, its fake

Get as much off as you can with the brush

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i break my bags and shoes into (seasons)

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look at this link and tell me which fall 07 marc jacobs

If you dont know please don't waste my time

search around :Di used to

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I had almost £100 worth of Euros in it and a £20 pound note

I won! I got the shoes!!

- It has the word "FENDI" engraved on the metal buckle for both ends of the straps

check the tags inside of the purse

you can also find some for cheap at target and old navyhere's a bunch of choices!

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joffor - Just my 1/2 cent if I want it sent Certified. I've already been denied a mortgage, which prompted the credit report clean up. I haven't figured out if I'm going to seek legal action over the damages or not. I'm taking it one step at a time and will consult with an attorney once I'm at the ITS point.

The me answer a couple of your questions first.

"Pursuant to Section 604 of the Fair Credit Reporting Act, the inquiry by C-Bass was for permissible purposes. As you may know, your credit may be furnished to a potential investor or servicer of the account in connection with a valuation of or assessment of the credit. Therefore, you are not entitled to any damages."

position. While this procedure allowed to officers to respond rapidly to

if they were good accounts you can also try and call the originator and see if they will do a tradeline tell them it needs updating. I got toyota motor credit to do a "new" tradeline on an account that dropped off and it hopefully will stay on for years more to come they were very nice about it in exchange said hope you come back to toyota when you look for a new vehicle....

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You guys are so lucky I'm from the Uk so I need to wear uniform all through my school years

How do I safely remove the smell?febreeze or if possible clean out using bleach or ammoniaAir it out for a week or so outside

30 and my sister is getting married sep 1

Or ebay but I wouldn't trust it

Hope this helps�Matching the C's is not a good way to tell if it's real

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Anyone with a PERMISSIBLE PURPOSE, not ANYONE. There's a HUGE difference.

And nobody has to know. Is he going to advertise it????? The longer he waits, the longer the recovery.

I called their switchboard and their legal team is apparently based in Maryland. When I asked for the fax number I was transferred to someone's voicemail. I'm not leaving a message. Does anyone have their fax number?

There was another time, my freshman year, I pledge a greek fraternity and part of my pledge class requirement was to streak in the quad at midnight. It wasn't that embarrassing...but hilarious.

2nd issue we were discharged on a warehouse club acct in our bk. It's now showing underneath the name of the acocunt "sold to Weinstein 800-123-4567" - what does this mean? Have they sold my discharged debt to a collection agency? If so, what should I do about it? I would prefer to avoid any further issues on my reports!

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I know some people with very high FICO's that have less than 5 prime cards and zero store cards. Their credit was established through the wise use of what cards they had, as well as any mortgages, etc. I had a high FICO score that also dropped when I opened a jewelry store account for the zero percent interest for the purchase. It has rebounded, but I later found it is advised not to open several lines of credit just to get discounts, etc. if you don't plan to use that card often.

Do use Dixie's letter, all the letters, change the details but not the guts to make them your own, do it in the same spirit it was given to you -- it's all good!!!!!!!!

Nah, I don't need to see it that bad. Just wanted to see if some items were being marked in dispute yet.

You made an interesting comment earlier, in that you said the F&I person you "called" took down all your information I believe was your statement.

I was gonna congratulate you for being rid of Sears , then I saw you have the Mastercard.... :wink:

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Well, I paid down my cc balances to help lower my utilization.

Well, I'm a gay girl, and you're a gay guy, and I must tell you, gay men are much more fun to be with than gay girls...but well, you know, I do have my needs!

Did the judge say how he arrived at the judgement and damages?

you put that into goole... then skip like the first 400 replies, which will all be law rules and stuff... then you find the nitty gritty...

That's because the status is still a charge off. I think, until it's paid in full, they can report for that month as a charge off, because that is what it is. Once it is paid, it should be listed as "paid/was a charge off". However, the current status is still a charge off. If you are talking about them reporting it as a charge off, on one tradeline, month after month, then I'd say they are reporting accurately.

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Those are some pretty nice bags! Try getting a stand in the mall & sell them or try amazon

Other payments can be canceled, and if was over $500 there is always small claims court

Hope this helps!Crystal Clutch

they tend to feel weird when wearing them

and they're new and not in horrible shape

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It's illegal to sell them ,but not to buy them!! my friend is a flight attendant and gets all that stuff all the time

good luck!The black is really more for times when you're gonna dress up, but I do love the black Coach bag!! I would definetly take the Coach

I would like to perhaps pick up a side professions that has scope for growth and matches my skill set of being detail oriented, enjoying to a certain extent people interaction (not a whole lot though)

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Know any good sites? By the way, I would prefer not to spend more than $25

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My FAKOS dropped about 11 points, but they may just be from both new accounts, and the one account reporting a balance.

Article 2.--RULES OF CIVIL PROCEDURE

Dara, here is the link for ya. There is a lot of good HIPPA info. http://community-2.webtv.net/YCHANGE/STORA...AGE/page14.html

I've come across this as well. Had a CO from 10/98 get updated to 11/03. PG score dropped a good 15 pts. I just knew that FICO had tanked. Pulled it and the FICO was the same as before. In my case, it was quite a relief that FICO hadn't tanked.

Now, I'm no expert. So anything LKH or the others have to say should be noted.........